A USDA home loan is a zero down payment mortgage for eligible rural and suburban homebuyers. USDA loans are issued through the USDA loan program, also known as the USDA Rural Development Guaranteed Housing Loan Program, by the United States Department of Agriculture. There is no maximum amount for a 美国农业部的贷款. Instead, it is set based on your ability to qualify for the loan.
To be eligible for a 美国农业部的贷款, you must 符合若干入息规定 在一个 合格的农村地区. Specifically, your income must not exceed 115% of the media income in your area. 你可以 find your state by following the link in the previous sentence. Other factors that will go into your eligibility are your credit score and your debt-to-income ratio.